Dude thanks for the advice. But you didn't answer my question. My household income is 100,000 a year and our rent is currently $1,200. We can afford a house we just don't have a big chunk for a down payment. My question was can I get a loan as a first time homebuyer with 5% down and what are the implications if I do? Can you use your wit and knowledge to answer this and not condescend to me like I am an idiot? Thanks, SZARZ
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