If you find it disadvantageous to continue under the 4-yr. spread from a '98 ROTH conversion because of changes in your taxable income, can you reconvert selected amounts -- or, if necessary, the 'full' amount for the current year (based on the 4-yr. spread schedule') -- back to regular IRA or are you still obligated to continue under the 4-yr. 'contract'?Thanks.
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