During last night’s president debate, Mitt Romney brought up the issue of the ‘Qualified Mortgage’ rule, saying that if we actually had one the housing market might be further along in its recovery. The fact that Romney even knew of its existence is impressive. I was a bit surprised - but certainly not impressed - that Romney knew of its existence. I would have been impressed if he was able to demonstrate that he actually understood and could explain it. No such luck.
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