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Dwdonhoff: "Hi JAFO,"

Howdy, welcome back, and I assumed you were too busy with either catch-up or the spreadsheet you intend to construct.

<<<Why do you assume that your employer would have paid the Medicare tax amount to you?>>>

"It doesn't matter whether they would or would not have, they had no opportunity to make that decision. If the funds were tehre (not only for the specified employer, but every other potential employer,) then our Fool could have competitively pressed for compensation to meet his value, and if the specified employer would have refused to compete with the overage, others would have had the opportunity to do so."

It matters if OP plans to assume that he would have received it, and invested it for a 7% annual return. While the OP "could have competitively pressed for compensation to meet his value", there is no reason to assume the employer would have agreed.

"As it is, our Fool and his employer (and all other employers desiring his quality of service) were denied their freedom to negotiate a fair employment agreement including the selection of preferred medical insurance coverage. they were all forced to pay for inferior mandatory coverage."

"Inferior" is assuming facts not in evidence, and opinion. I will agree that OP and his employer were forced to pay for mandatory coverage.

Regards, JAFO
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