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Author: JAFO31 Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76419  
Subject: Re: IUL credits *include* Dividends Date: 9/24/2013 2:56 PM
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Dwdonhoff: "I think the 2nd response by our actuary (the post immediately above yours, which suggests it hit while you were still writing this one) pretty clearly answers your questions.

IULs returns that are calculated on indexes that have dividends, include dividends in the returns. If dividends were to increase on that index, the caps would increase, and the IUL credits would increase (and vice versa.)"


Would increase? B.S. Might increase, but the IUL provider is not obligated to increase the caps if the dividends increase.

Regards, JAFO
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