edcosoft:You asked: How old are you? That is, will you ba at least 59 1/2 this year, or were you born before 1936? Also amounts in each 401k, and your tax bracket. You may want to do Lump Sum Distributions on the 401ks, not available on 403bs. Ed _______Oh, gosh, no -- my husband and I are both 29yrs. old with many more years to invest in our IRA's. Amounts in each IRA: Hubby's old 403(b): $5KMy old 403(b): $19KMy old 401(k): $3K(2nd old 401K is under $100)Tax bracket: Uh, I should probably know this, but my husband does all the taxes. Combined income this year will be around $60KSince all of these IRA's have been in under-performing mutual funds, I'm thinking of changing hubby's 403(b) to Index fund, and my accts to RP4.Your thoughts?Learning to be Foolish,Beth
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