No. of Recommendations: 0

You asked:
How old are you? That is, will you ba at least 59 1/2 this year, or were you born before 1936? Also amounts in each 401k, and your tax bracket. You may want to do Lump Sum Distributions on the 401ks, not available on 403bs. Ed


Oh, gosh, no -- my husband and I are both 29yrs. old with many more years to invest in our IRA's.

Amounts in each IRA:
Hubby's old 403(b): $5K
My old 403(b): $19K
My old 401(k): $3K
(2nd old 401K is under $100)

Tax bracket: Uh, I should probably know this, but my husband does all the taxes. Combined income this year will be around $60K

Since all of these IRA's have been in under-performing mutual funds, I'm thinking of changing hubby's 403(b) to Index fund, and my accts to RP4.

Your thoughts?

Learning to be Foolish,

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.