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Author: iamdb Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76241  
Subject: Re: safety Date: 2/17/2005 1:03 PM
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edwood100,

1. There's nothing wrong with your plan. I think that's the Couch Potato Portfolio advocated by financial columnist Burns of the Dallas something or other. You might consider 60% stock 40% bond split, because you are likely to have a lot of years in retirement. I think that may now be waht Burns recommends.

2. In addition to JLP's suggestion, I would consider 40% total bond market and 10% REIT index.

Those nice dividends from the REIT index, if reinvested, will help your portfolio grow without adding much volatility. The result would be close to the portfolio I use at age 68, except I use 30% total stock market and 20% total international stock, and a combination of short and intermediate bond funds (that might better be the total bond market). Whether the domestic/ international stock split should be 40/10 or 30/20 seems to be a judgement call, and you will find advocates of both.

db
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