I've been considering whether to add Vanguard's Emerging Markets Stock Index Fund to my 401(k), Roth IRA, and taxable fund accounts. Would adding emerging markets give my accounts a boost, so to speak?My 401(k) and Roth IRA have the same allocations. The "old allocation" was recommended to me by a financial planner a few years ago. The "current allocation" is what I have changed them to on my own, since I thought it made no sense for a 30-year-old to have short-term treasuries in retirement accounts.Old Allocation for 401(k) and Roth: 8% Vanguard Value Index17% Vanguard REIT Index14% Vanguard Small Cap Value Index16% Vanguard Short-Term Treasury25% Vanguard Total International Stock Market Index20% Vanguard Total Stock Market IndexCurrent Allocation for 401(k) and Roth:10% Vanguard Value Index26% Vanguard REIT Index16% Vanguard Small Cap Value Index26% Vanguard Total International Stock Market Index22% Vanguard Total Stock Market IndexIf adding emerging markets would be beneficial, what percentage would be adequate? And which fund holdings in the "old allocation" should be reduced to accommodate it?
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