emmit wrote,I thuoght i read that you can not have an IRA account if you have a company-sponsered account. I'm i confused or am i reading this wrong ?? Yes, you're confused.You can definitely have both. The only possible negative is that if you have a qualified benefits plan (401k, etc.), then the amount of the IRA contribution that you're able to deduct changes. But basically every person in this country that works and pays taxes can contribute up to $2000 (or the amount of income they earned, whichever is less) per year to an IRA (even if in their case it's not deductible)
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