Epi,If I do roll it over into a roth, will I incur any expenses or tax obligations because of the move?In a word: Yes! TSP contributions are pre-tax, while Roth contributions are taxed. Rolling that money into a Roth will force you to take an immediate tax hit. So, you'd want to investigate rolling it into a traditional IRA, if anything. A talk with a tax professional might be in order. I am not such a creature. That said, here are my thoughts: I do recommend leaving that cash in your TSP account, especially if your tolerance for paperwork and your interest in actively investing that money are low. I think just leaving it in there on cruise control is an easy, super low-cost way to let that money work for you.These might be of interest to you:https://www.tsp.gov/lifeevents/separating/separatingFromGovS...https://www.tsp.gov/PDF/formspubs/tspbk02.pdfThe TSP offers a decent amount of flexibility--I think it's plenty for all but the most hardcore, fund-hating investors. But the real benefit is the ridiculously low cost. Good luck!
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