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epiphany,

Typically, rent is not included in credit reports, but utilities are. Most common are telephone, electric and gas - these will show up as installment accounts. And a general warning from my experiences - be sure when you close these accounts that they are paid in full. A few months back, I closed a telephone account when I moved, assuming there was no balance. When I got my latest credit report, the was an $83 balance I never knew existed, and the phone company listed it as a chargeoff! (apparently, you can discontinue service, and still carry a balance) I am still battling to get the black mark removed, so be careful when you close any of these accounts! Just a little tip!

mike
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