Error #2: I figured they'd calculate his pension based on his age being 63 at time of retirement in December, but since the pension actually starts in January of the year in which he turns 64, they use 64. So he's only docked 6% for "early retirement." <*snort*>Delay taking the pension until the next year.If you don't have savings to cover that, think about a home equity loan. You should be able to get those for a fraction of that six percent.
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