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EVEN BETTER!!! one more question dols, you mentioned that your accounts with Vanguard were Roths......... does that mean that it has to be a retirement account in order to invest in the STAR fund?

i currently have my retirement account through the 401(k) program provided at work. the one i'm hoping to open through Vanguard is a more short term account, say a 10 year term. Within the next year or so, I'm also hoping to open a Roth as well.
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