No. of Recommendations: 2
Even in today's information-rich environment, do you currently know many 25 year olds who are "truly worried about retirement"?

No 25 years olds - one turned 26 today and the others are 23 and 20 and all have Roth IRAs. The 26 year old signed up for the retirement program at her job asap - it's a 403B. The others have only Roths available as an official retirement vehicle.

If you are 2old2bs, why are you too young to take personal responsiblity for your finances ? Why make excuses for other people ?

You've picked things apart so let me make clear what I think one more time -

People who are 55 or older do not deserve special privileges for retirement savings.

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