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Everyone needs to decide how much they need to retire on their own. That said, a really good book that influenced me to retire early was "Get a Life," by Ralph Warner. It's an excellent book that talks about what it takes to be happy when you retire, and how to prepare for retirement.

And you do not need 70% of your working income to retire successfully and enjoy yourself. That's the financial industry pushing people to build bigger and bigger portfolios.

I retired last year at 56, and while I do not have much cash, I've come to really enjoy the freedom of having time all to myself. You do not really appreciate how fast time flies until you step back from work and spend the time doing the things that give you happiness, whether that's work, play, or whatever.

Good luck!
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