Everything I've read says that the bond market is unfriendly to small traders---typical minimum lot sizes 10+ bonds, and spreads are very wide. For bonds, I think funds or ETFs is the best way for a small investor.Exactly. By giving an FA only 10% of your portfolio, you're eliminating the option of buying individual bonds.That's just an example of why giving an FA 10% of your portfolio may not be in your best interest.-murray
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