A few questions about the Roth contribution limit:What happens if you exceed the 150K AGI limit to contibutions to the IRA?If after a few years my AGI exceeds the limit, do I just go back to a traditional IRA?Can you keep a traditional IRA and ROTH IRA open at the same time and contribute to the traditional one in less than the limit years and the Roth in greater than the limit years?I know I can transfer money between my current IRA and Roth IRA and that there is a 100K AGI limit the year of the transfer but once the money is transferred, are there any tax implications when I take the money out for the transferred amount?Thanks.
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