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Author: reader99 Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 10583  
Subject: FAQ Updated July 2000 Date: 7/3/2000 11:59 AM
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Coupons 'N More Effective Money Usage Quick Reference


Tips for Living Below Your Means:
http://boards.fool.com/Message.asp?id=1040018001443000)
http://underwire.msn.com/Underwire/RealLife/savy/81savvy.asp
http://moneycentral.msn.com/articles/specials/4981.asp?special=msn
http://www.csmonitor.com/durable/2000/02/23/fp18s1-csm.shtml
http://www.armchairmillionaire.com/
http://cheapsk8.com/
http://stretcher.com/
http://blp.net/
http://www.bankrate.com/brm/default.asp
http://homeadvisor.msn.com/ie/financing/shoprates.asp
http://eshop.msn.com/category.asp
http://www.frugal-moms.com
www.smarterliving.com
www.dollarstretcher.com
www.volition.com
www.tightwad.com
http://www.cheapskatemonthly.com/tiptionary/viewTips.html
And many more:
http://boards.fool.com/Message.asp?id=1380738000481002&sort=id





Recommended books:
The Complete Tightwad Gazette (compilation of volumes 1, 2, & 3)
Your Money or Your Life, By Joe Dominguez and Vicky Robin
( http://newroadmap.org/)
The Millionaire Next Door
The Wealthy Barber, by David Chilton
The Overspent American: Why We Want What We Don't Need, by Juliet B. Shor

Bulletin Board Abbreviations

LBYM Living Below Your Means
FAQ Frequently Asked Questions
IMHO In My Humble Opinion
FWIW For What It's Worth
DH, DW Darling (or Dear) Husband, Wife. DD daughter, etc.
LOL Laugh(ing) Out Loud
B&M Brick and Mortar (a real world physical store)
SAHM Stay At Home Mom
TMND The Millionaire Next Door (relevant book)
YMOYL Your Money or Your Life (relevant book)

We title our posts with an indicator to let others know what type of information it contains:
TIP (frugal, etc)
COUPON/ COUP
SALE
REBATE
RANT
OT (off-topic)
POV (Point Of View, Philosophy)
FREE (Sample, or gift, including cash incentive)
LINK
PROMO (big gift, including cash incentive)
PROGRAM (Cybergold, MyPoints, Ebates, Greenpoints, etc)
PHONE
UTILITY (electric, etc)
PAID-TO (paid-to-surf, e-mail, survey, shop, etc)
BOOK
ISP
TRAVEL
HELP/”?”


Free ISP:
56K dial-up:
www.internet4free.homepage.com (comprehensive listing of free ISPs by area code and by town)
www.freelane.excite.com
www.netzero.net (uses Outlook Express for email)
www.excite.com (click on 56k ISP)
www.yahoo.com (click on ISP link)
www.worldspy.com WorldSpy has gone out of business and transferred its customers to
www.juno.com Juno does have a banner.
www.altavista.com (offers email)
www.bluelight.com Kmart+Yahoo=Bluelight. Has a banner.
www.freei.net
www.mypoints.com (MyPointsConnect pays 50 points/month if used 10 hours)
If you use an independent free email account such as www.yahoo.com, it won't matter which ISP you access the internet with, you can always get your mail.

Check to be sure the access numbers are local for you.

DSL:
www.freedsl.com
www.freexdsl.com


Free long distance phone calls
www.broadpoint.com
www.i-link.com (Phone to Phone, requires second line)
www.dialpad.com (PC to phone, no second line needed)
www.phonefree.com (PC to PC, and PC to Phone)


Sites for cheap long distance:
www.gtctelecom.com
www.bigzoo.com
www.onlinechoice.com - A cooperative for phone, electricity and gas.
www.telephoneclub.com
to http://weblink.i-link.net/


Free answering service:
www.callwave.com
www.evoice.com


Free Faxing:
www.fax4free.com

Free Web Page Hosting:
http://geocities.yahoo.com/home/
http://Homestead.com

http://www.refdesk.com/freeweb.html
http://freewebspace.net/ (searches for sites according to your specified criteria) http://www.tripod.com
http://www.pair.com (doesn't make you have ads to get the free web hosting)
http://www.intranets.com
http://boards.fool.com/Message.asp?id=1040018005088000 Info on joining a Motley Fool webring

Get paid cash, gift certificates, or frequent flyer miles to click on ads:
www.pointclick.com
www.powerdime.com
www.giantrewards.com
www.kiracom.net (net, not com)
www.freeride.com (see detailed explanation at www.funtasia.net)
www.mypoints.com (See points opportunities at www.funtasia.net)
www.memolink.com
www.etour.com
www.cybergold.com
www.registeronce.com
www.greenpoints.com
www.altavista.com
www.yahoo.com
www.cybergold.com
www.netflip.com
www.gianrewards.com
www.milesource.com
www.multikredit.com
www.pointclick.com
www.freeairmiles.com
See also in the Speaker's Corner, Pay-To-Surf board to discuss these programs.



Get paid to read email:
www.dollars4mail.com
www.money4mail.com
www.sendmoreinfo.com
www.yoyomail.com
www.totale-mail.com
www.readclick.com
www.net-4-biz.com



Get paid to surf:
www.alladvantage.com
www.desktopdollars.com
www.paidforsurf.com
www.getpaid4.com
www.spedia.net
www.mvalue.com
www.gotoworld.com
www.profitzone.com
www.cashsurfers.com
www.coin4free.com
www.clickdough.com
www.utopiad.com
www.surfingprizes.com
www.paybar.com

Email forwarding:
www.pobox.com
www.bigfoot.com

Sites for electronic coupons:
Discounts, sometimes to zero, at online drugstores, pet stores, music, and more.
www.funtasia.net
www.couponparadise.com
www.amazing-bargains.com
www.gotapex.com
www.dealcatcher.com
www.imegadeals.com
www.deal-finder.com
www.deal-of-day.com
www.cyberrebate.com (Many items free after rebate. Prices run high, be sure it's really a good buy if it isn't free.)
www.bargaindog.com
www.kusner.com/nojunk/fstuff
www.gomez.com (Includes bank and broker incentive programs)
www.Mycoupons.com (Visit the Look What I Found {LWIF} message board)
www.ichoose.com

And many more:
http://boards.fool.com/Message.asp?id=1380738000481001&sort=id
http://boards.fool.com/Message.asp?id=1380738000737000&sort=postdate

It's easy to go overboard with these coupon offers: you can go broke saving money!

I only buy something on sale if it was something I needed, *and* was going to buy at a higher price in the near future. If it wasn't already in the budget, I have to work it in at it's normal price first. I usually save 100% by passing it up.

I have a new budget category -- money to use to save money. I have to have money in that fund before I can spend it to save money on any of the great deals I keep finding on this board. This fund is replenished if there was a surplus in another budget category last month. If I really saved money from another budget category, there will be a surplus at the end of the month. That money is moved into the "sale" fund for next month. Only then can I use that money.


Free/Cheap Software:
www.arcamax.com

Free Samples:
www.ingredients.com
www.startsampling.com
www.atnocost.com



Free on-line books:
Anything on which the copyright has expired. Classic, reference, old favorites.
www.gutenberg.net
www.literature.org
www.bartleby.com
www.bibliomania.com
http://etext.lib.virginia.edu
http://sailor.gutenberg.org

Free on-line reference
www.britannica.com complete encyclopedia, and more
www.vocabulary.com searches multiple dictionaries and thesaurus
www.m-w.com dictionary and thesaurus
http://thorplus.lib.purdue.edu/reference/ a huge compendium of all kinds of reference, from maps to Bartlett's Familiar Quotations.

Newspapers and magazines online:
http:/www.refdesk.com/first.html
http:/www.ceoexpress.com Local newspapers online, free!
www.tv1.com Comprehensive TV listings. Searchable.

Games – Bridge, Backgammon, Crossword puzzles, trivia, more
www.pogo.com
www.yahoo.com (click Games)
http://zone.msn.com/default.asp (may need the free download of Internet Explorer 5.0)

Cooking and recipes:

Restaurant Recipes:
www.copykat.com from chain restaurants' menus
http://www.dine4less.com/restrecip.htm (restaurant recipes)
Recipes/Cooking
http://www.kitchenlink.com/wwwboard/newsfs.html> Helps you use up what you have on hand.
http://boards.fool.com/messages.asp?id=1350008001392001 Fool board,
http://www.google.com/search?q=recipes a search yielding several sites
http://www.epicurious.com
http://www.meals.com
www.foodtv.com
www.allrecipes.com
http://www.willmaster.com/kitchen/onedinner.html (Anywhere But In The Kitchen)
http://www.dinner-dates.com/
http://www.gypsysue.com/recipestwo.html
http://singlesites.com/recipes.html
http://seniorliving.about.com/people/seniorliving/library/weekly/aa020400a.htm?iam=mt&terms=%2B%22cooking+for+two%22
http://www.kitchenlink.com/msgbrd/board%5F16/tklcc.html (cooking for one or two, crockpot recipes)
http://www.nightmarez.com/oatmeal.htm
http://www.escribe.com/food/recipe/
http://www.campbellkitchen.com/QuickFind.cfm (enter your ingredients on hand, will find recipes to match)
http://goodhousekeeping.women.com/gh/eatwell/cooking/11recp11.htm (recipe finder)
http://www010.personalogic.aol.com/pl/system/pl.qanda?pl_sid=c71ysazv-1l31mwx-2xsvu&info=aolcom%2CSILVER%2Caolcom&product=recipes%2Caolcom%2Caolcom (AOL recipe finder - enter your preferences)



Sites for bargain travel and travel guides:
www.webflyer.com/@deal/@deal.htm
www.mytravelco.com
www.expedia.com
www.frommers.com/bt_main.html
www.cheaptickets.com
www.priceline.com
www.tiss.com
www.travelocity.com
www.flycheap.com (also known as: air.travelco.com)
www.bid1travel.com
www.travelzoo.com
www.londonforfree.com/
www.cruise.com
www.smartcruise.com
www.CruiseAlert.com
www.onsale.com
www.hotelwiz.com
www.redroof.com
www.freehotelcoupons.com
http://people.we.mediaone.net/freighterman/index.html
And many more:
http://boards.fool.com/Message.asp?id=1040018005442002&sort=postdate

Grocery Coupons/Rebates:
www.e-save.com/
www.save.com
www.valupage.com
www.valuepage.com
www.valupak.com
www.couponenterprises.com
www.smartsource.com
www.kroger.com
www.u-pons.com
www.coolsavings.com
http://www.shoppinglist.com/sl/p?p=reb


Food Co-ops / Community Support Agriculture (CSA):
www.nal.usda.gov/afsic/csa
www.prairienet.org/co-op/directory
www.purefood.org/purelink.html


Cheap Building Materials:
www.oopssale.com/


Charity:
www.thehungersite.com
www.greatergood.com
www.igive.com


Learn How to Make Repairs and Lots of Other Neat Stuff:
www.finehomebuildling.com
www.todayshomeowner.com
www.naturalhandyman.com
www.learn2.com


Gambling
www.freelotto.com
www.webmillion.com
www.jackpot.com


Asset Protection:
www.efmoody.com
www.rushforth.org


Banking and Brokerage Services:
www.gomez.com Many cash incentives, $50 to $150.


Compare Shipping Charges:
http://iship.com/

Find the lowest gas prices in your area:
www.cheap-fuel.com

Compare Car Insurance:
www.insweb.com

Mutual Fund Timing:
http://www.actwin.com/kalostrader
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