This weekend I read the information booklet for my company-provided pension plan. Somewhat surprisingly, none of the retirement-aged people I talked to at work know how it works so I decided to see for myself. I knew that you could start receiving your benefits at age 55 (which was my plan, after retiring at age 51). However, I was disappointed to learn that if you quit the company prior to age 55, regardless of when you start your benefits, the amount would be reduced by ~40%!

This means four more years of work. DH doesn't mind delaying our retirement a bit (he works for the same company and isn't as gung ho about FI/RE as I am) but it sucks to me. Bleh.

-Steph