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I have been lurking for several months on these boards and have found some wonderful advice. I have seen certain credit cards mentioned and was wondering if anyone has heard of Visa Gold Card from FCC National Bank out of Wilmington, DE offering 4.9% for 12 months. I cannot find a number to see if this is legit or if it's another scam. They want soc. sec #, b-date, etc., but offer no phone number to call them with ??s

I am looking to transfer balance one on the 2 remaining cards we have so I can pay more to the principle instead of interest. We paid off and closed our Advanta account..boy was that an adventure! But right after that happend the car blew an engine, starter, and the basement flooded so I have to cash advance my visa to cover everything and am now stuck paying 17.99% on a cash advance. We have excellent credit, but don't know where find any good deals.

Anyone have any ideas?

Thank you in advance for any help given.

Learnin2BFoolish....or is it unfoolsh????
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