federalhttp://www.opm.gov/retirement-services/publications-forms/pa......Not sure what your link says (can't seem to get to it right now) but I pay a substantial amount toward my insurance. There are many options available to government workers, some of which are low cost and some of which are high cost. Working overseas I have different requirements than someone working in the states so obviously I'm going to pay more but most federal workers I know pay about the same as the contractors. I was a contractor for 30 years before becoming a federal employee and most of the companies I worked for were about 50/50, which seems to be about what I pay now.Calabogie
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