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Just FYI, in case anyone cares (I did!).. it looks like this.


* Front end sales fees are waived. (Select Fund front end fees are typically 3%)

* Redemption fees vary from fund to fund and the period after which they expire varies similarly. Check the prospectus. A typical arrangement is 0.75% for amounts moved out of the fund within 90days. 0% thereafter.

* For Select Funds ONLY, there is a fee schedule for moving out of a fund. It is a flat fee of $7.50 if you move out a fund after 30days. It is higher if you move out sooner than that but this higher fee varies from fund to fund. Check prospectus for details.

* For Select Funds ONLY, there is a an exchange fee of $7.50 for moving from the Select fund into another fund if you execute this via a representative. If you execute this via their automated phone system or via their online service there is no fee.

1 800 248 4193 is their number if you've failed to find it.

All merely FYI, per my chat with them today. Acknowledgement to Fidelity's "Nathan".

- Dr. C
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