No. of Recommendations: 2
Figuring out a succession plan isn't a show stopper but it can't be ignored. There are lots of people out that that would have no qualms about putting an 85 year old widow into very bad investments in order to get a large commission.

Age and gender don't really matter, since putting people in bad investments in order to get a large commission is the central purpose of financial advisors, brokers, and other such crooks.
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