http://online.wsj.com/article/SB1000142405270230340470457730...

Personal-finance website LearnVest.com began offering three types of plans in January. With the entry-level plan (costing $69) you get a customized budget breakdown and a financial to-do list, such as building an emergency fund; one phone consultation; and three months of unlimited email support with a certified financial planner. The middle offering ($229) provides a five-year financial plan, a phone consult and six months of unlimited email support. The last plan ($349) adds three phone check-ins and one year of unlimited email support.

The phone and email discussions center around the financial plan that is drawn up for you and making sure you're on track or making alterations if something like a job loss occurs. You don't get any investing advice with LearnVest, however.

Amy Lewis, a civil engineer in San Antonio, Texas, signed up for LearnVest's top-tier program earlier this year. Two weeks after filling out a questionnaire about her goals, credit score and debt, Ms. Lewis spoke with a financial planner on the phone for about 30 minutes. They discussed how to best divide up her money to save for specific situations, like retirement.

For instance, Ms. Lewis says the financial planner suggested she open additional accounts for specific purposes, such as paying property taxes. She also has raised the amount she's contributing to her retirement by 1% of her pay and has beefed up her emergency savings fund to last six months, from three months.

</snip>

$349 for that?

intercst