A bit late, but here is a mid-year 6/30/10 update on our retirement goals....--Net worth up 2% since 1/1/10. Now at 3.5 NW/baseAI at age 36.Current Portfolio: 23% Picked Stocks27% 401k Mutual Funds (75% S&P500 index fund)40% California Real Estate (Our House Value*0.93-Mortgage)10% Fixed Income (Cash Savings, Money Market)2010 Notes so far: Cruising along well this 6 month period. Working towards fully funding a 401k, and watching our mortgage principal slowly reduce. Housing market in our zip code has increased 7.5% over the past 12 months since we purchased, which is a large portion of our net worth, although I only allowed a 3% annual growth in my calculations above. Just moved some stocks around adding large XOM purchase, with 3 top holdings now (BMY, XOM, SBUX). Should build up a nice cash reserve targeting 15% of net worth by the end of the year via some substantial bonuses.My latest mental game concerning FI is to monitor when we will hit the $500,000 net gain on our home. We would need a ~70% gain from our purchase price. I figure if we can get lucky with a house market recovery over the next 6 years along with continued savings etc. I could hit a NW/AI of 8, which would give us the financial independence needed to be able to make the decision on whether or not to take a pause from the workforce. Go buy a small house in France and chill for a few years. Dreaming.2009 Update: NW/AI=3.6http://boards.fool.com/Message.asp?mid=28279332 2008 Update: NW/AI=3.7http://boards.fool.com/Message.asp?mid=273495322007 Update: NW/AI=5.3 http://boards.fool.com/Message.asp?mid=262435662006 Update: NW/AI=4.6 http://boards.fool.com/Message.asp?mid=249993702005 Update: NW/AI=3.7 http://boards.fool.com/Message.asp?mid=235078902004 Update: NW/AI=2.5 http://boards.fool.com/Message.asp?mid=218426762003 Update: NW/AI=1.4 http://boards.fool.com/Message.asp?mid=20380221--whyohwhyoh
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