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Author: whyohwhyoh Big red star, 1000 posts Old School Fool CAPS All Star Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 5069  
Subject: FIRE Update 2013 Date: 1/6/2014 12:33 AM
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2013 Update:
Net worth up 37% in 2013. [S&P +30%] (Net worth up 6.5X in past 10 years) a crazy 10 year ride so far.

Current Portfolio:
31% Picked Stocks (7% net worth in PFE, BMY,WMT) (13% company stock, after tax)
32% 401k Mutual Funds (70% S&P500 index fund)
10% Fixed Income (Cash Savings, Money Market, I-bonds)
80% California Real Estate (Our House Value*0.93)
-53% Mortgage 3.625% fixed 30yr

2013: 39 years old now. Monster year in the stock market with the S&P up 30%. We quickly moved right past the 1E6 mark and beyond this year, an accomplishment that I’ve only shared with my wife and mother.

Managed to get our fixed income to 10% up from 8% last year, as a more solid e-fund. My stock picking did very well this year, and my company stock which I’m heavily invested in jumped around 100% this year. I sell as much as I can, based on various vesting schedules. Fully funded 401k, did back door Roth in wife’s name, and maxed I-bonds at $10k this year. I don’t expect this next year to be near as good, both in the markets, and our expenses will be higher due to an all summer long vacation planned for the wife and kids, I’ll join them for a month of it. My job continues to be stable, and now have nearly 6 weeks vacation/year.

In 2016 I plan to take a 3 month leave of absence if all continue to go well. A little FI reward. Longer term, looking to FIRE in another 10 years… but after this crazy year, hoping to pull that in. But with 2 kids in private school, 6yo, 8yo, long time before they are through college. Also started a little $200/hr small consulting gig on the side for fun. Testing it out to see if I want to expand in the future as a semi-retire option. It’s looking promising so far, but just using the money to fund my hobbies for now.

2012 Update: NW +20% [S&P +13%]
http://boards.fool.com/fire-update-2012-30479985.aspx

2011 Update: NW +9% [S&P +0%]
http://boards.fool.com/fire-update-2011-29755919.aspx

2010 Update: NW +31% [S&P +13%]
http://boards.fool.com/fire-update-2010-28994598.aspx

2009 Update: NW +6% [S&P +23%]
http://boards.fool.com/Message.asp?mid=28279332

2008 Update: NW (-31%) [S&P -40%]
http://boards.fool.com/Message.asp?mid=27349532

2007 Update: NW +15% [S&P +6%]
http://boards.fool.com/Message.asp?mid=26243566

2006 Update: NW +23% [S&P +14%]
http://boards.fool.com/Message.asp?mid=24999370

2005 Update: NW +46% [S&P +3%]
http://boards.fool.com/Message.asp?mid=23507890

2004 Update: NW +82% (mostly home value increase) [S&P +9%]
http://boards.fool.com/Message.asp?mid=21842676

2003 Update: Net worth (NW) baseline = 1.0 (about 1.5X annual income at the time)
http://boards.fool.com/Message.asp?mid=20380221

--
whyohwhyoh
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Author: MurrayS Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 5032 of 5069
Subject: Re: FIRE Update 2013 Date: 1/11/2014 1:17 PM
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This got me to thinking, what do my returns look like. Here's what I came up with:

Month		Yearly Gain	Investment Return
December 97 30.59% 17.51%
December 98 29.12% 19.48%
December 99 24.20% 25.38%
December 00 0.95% -13.78%
December 01 11.12% -4.83%
December 02 -6.82% -16.29%
December 03 35.51% 31.90%
December 04 18.83% 12.48%
December 05 20.26% 14.85%
December 06 20.98% 14.14%
December 07 15.06% 10.64%
December 08 -23.43% -36.98%
December 09 34.72% 30.75%
December 10 24.65% 19.98%
December 11 7.37% -1.03%
December 12 19.16% 14.77%
December 13 47.48% 19.15%


Yearly gain is basically change in net worth YoY. Investment Return is the return of our investment portfolio over one year (cash flow does not increase the return).

As you can probably tell, we had nice cash flow this year which increased our net worth nearly 50% with the nice market returns.

All in all, I'm pretty happy with the above :)

-murray

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Author: Volucris Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 5033 of 5069
Subject: Re: FIRE Update 2013 Date: 2/1/2014 7:53 PM
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That's interesting. Here are mine. 1995 was a good year.

Year Yearly Gain
2013 15.98%
2012 16.42%
2011 4.64%
2010 16.47%
2009 26.12%
2008 -20.93%
2007 8.02%
2006 20.08%
2005 21.32%
2004 22.45%
2003 31.81%
2002 8.61%
2001 6.25%
2000 23.08%
1999 17.12%
1998 18.66%
1997 2.11%
1996 9.09%
1995 90.85%
1994 35.01%
1993 58.97%
1992 -6.82%
1991 46.67%
1990 0.00%

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Author: Volucris Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 5034 of 5069
Subject: Re: FIRE Update 2013 Date: 2/1/2014 7:53 PM
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I guess I cold have formatted that better

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Author: mazske Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: 5035 of 5069
Subject: Re: FIRE Update 2013 Date: 2/1/2014 9:07 PM
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And mazske had a 43% return in 2013. I've never calculated my returns in prior years.

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