Firecalc is a very good program but it didn't seem to help AM and she posts frequently. -------That seems a very strange thing to say seeing as how you don't know me, how much money I have, or how much I spend/withdraw each year.I have only said that when you are retired its very scary when the market takes a dive and you watch your money disappear.I guess I don't understand what prompted you to say that.I will say that I'm not familiar with "firecalc" but I've read much about investing in all the years I've been doing it.AM
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