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We are fully vested in the market. I'm 66 (retired) my wife is working (she's 52) and wants to retire within the next year. We have $800,000 in our "main" account and another $300,000 in IRAs. I'm confused as to how to start the procedure of selling stock, accumulating a cash reserve, withdrawing a given % annually, and maintaining the principle. We've got the money but not the strategy. We need some guidance. Can anyone help?
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