First, log into your account and see if there's any notation on your statement that shows when and if the 0% will expire. If you can't tell from your statements, I would then go ahead and call or email and ask when your 0% rate expires. I recently (about 2 months ago) did this with Chase. I forgot to note when my 1.99% balance transfer rate expired. I logged into my account and sent them a note that said, "Please advise as to the date my promotional rate will expire. Thank you." Within 24 hours they sent me what appeared to be a form response with my promo expiration date stuck in there. I understand your concern, but I think that if you ask a simple question, you'll get a simple answer.
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