No. of Recommendations: 1
First max out the Roth. If there's savings left over, do contribute as much as you can to the 401k.

While you may pay a bit more in fees in the shorter term (you won't be working there forever), that cost is tiny compared to the benefits of the tax free contribution + 50 years of tax free compounding. The k is still an outstanding deal.

You might also drop by HR and question why they didn't shop around for a cheaper plan.

Nick
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