First, note that you flipped FDIVX and FBNDX. FDIVX is the international fund; FBNDX is the bond fund. Did you also flip the percentages?What you have is reasonable. You don't have enough bonds to make much difference, but I don't think you need them this far out unless you are risk averse. I'd wait til at least 10 yrs.We all hope that the economic recovery continues. So equities is the place to be. FUSEX is up 10% for the last 90 days and doing fine. This could be a great year for equities if noone stubs their toe.FBNDX has done well because interest rates are low and turmoil in the rest of the world causes global investors to seek out US fixed income investments for safety. Bernanke wants to keep interest rates low for the next few years, but some "experts" think he should gradually raise rates to gain some tools to deal with the economy. Your bond fund is probably safe while interest rates are stable, but personally I think the 3% yield is hardly worth the trouble. Equities are doing better for now.International funds have lagged due to global turmoil, but they should be coming back if economic recovery continues and the recession in Europe is mild. Small cap is higher risk but OK.You could do quite a bit better if you did etfs or individual stocks. If you are stuck with Fidelity funds, I would trim the bond fund and invest more in equities (and hope for a great year).
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