First off, I agree with both of you. You should invest a small amount while paying off the CCs. I would let your husband know that the margin call is part of "investing" and that he used his share of the extra income to pay that. Since he put this on the CC a larger portion of the extra money needs to pay that investment off. Make an offer of reversing the allotment until the margin call is paid off (3/4 to the CCs and 1/4 to active investment). After the margin call plus it's interest is paid in full, change the allotment to 50/50. Once all the CC debt is paid you can make your own investments. Never read more into something than is there. Yes money problems split people up, but it also brings them together. You get to learn more about your SO's inner most thoughts and feelings. Here, he wants you and him to have a good life and happy retirement. He loves you alot, He probably doesn't know how to express it, except by wanting to take care of you.
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