No. of Recommendations: 0
First, old Pop's got 650K in an IRA not too shabby considering the average is 50K

Second, he will not have to access the IRA until he is 70, actually it is more complicated than that-Is it by April 1 the year after you turn 70? Just guessing.

Third, their AGI is too high for a Roth conversion.

Fourth, they should not be 100% in stocks, however, given that their income is 150K and they only have 650k saved, retirement might need to be postponed. Just a guess

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