Message Font: Serif | Sans-Serif
UnThreaded | Threaded | Whole Thread (6) | Ignore Thread Prev | Next
Author: pauleckler Big funky green star, 20000 posts Top Favorite Fools Old School Fool Answer Team Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 25396  
Subject: Re: fund VS. personal rate of return Date: 12/6/2012 2:05 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
First realize that each of these figures is calculated based on a given start and finish date. As prices change day to day at least, make sure you are using the same dates for comparison.

If you are using numbers provided by the mutual fund company, I think you will find they are calculated before loads and fees. Hence, most likely you are being charged fees on reinvested funds.

Also note that when you reinvest dividends and capital gains distributions, the exact figure gets distorted by the purchase of additional shares.

The best way to compare returns is to look up share prices on the two dates (I use Yahoo Finance) and do your own calculations. Adjustments for payouts can be needed, but approximate numbers are easy to come by, and those are ones you can count on.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (6) | Ignore Thread Prev | Next


Kiddie Card Board
Should kids have their own credit card?
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Value Hounds

Oily Vortex of Doom?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.