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I've been reading all I can to learn more about the home-buying process and I'm hoping some of you on these boards can help me out with some "starting" info. My husband and I are currently in an apt. with a lease that ends in Feb. We DON'T want to renew the lease, but I know the likelyhood of us finding the perfect house at the perfect time is slim to none. So here's my question: When do we start looking? Is the first step to get pre-approved (won't be any problem)? When is it a good time? What if we find what we like 2 months before our lease is up?(can't afford both a mortgage and a rent payment)

If you were in our situation, how would you go about handling it? Our credit cards will be totally paid off in October, we don't have any student loans, just one monthly car payment, and enough invested for a low down payment, the closing costs, and other cash associated with getting a house. The question isn't "are we ready?" it's "WHEN CAN WE DO THIS?"

Thanks for any help, it's much appreciated!
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