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Hi to all in Fooldom,

I am a new Fool (only 1/2 way through the first book) and am in the process of trying to get out of credit card debt. I have many cards and have managed to get my interest down to 5.9 % for the coming year. One of the cards I own is a First USA Visa, and was just about ready to transfer the whole shabang to it on an introductory rate of 3.9% for 6 months. I am reading all the First USA posts and getting hints of bad business practices and other wrongdoings. Can someone better informed let me know what the straight story is about First USA?

Thanks for all your Foolishness

jamorgan :)
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