last one, for nowi'm planning on holding my home for a while, >10 yrs.mortgage broker's i've spoken to seem to be pushing arm's heavily. it feels like a shady car lease agreement to me. i've read thru a number of posts, and it seems as though arm's are fairly popular here too (perhaps only for short term)my introduction to interest rates was in the whip inflation now days of jimmy carter. presently, interest rates are up a bit from recent lows. but it looks like we are currently near a very low level historically. this in the face of very low unemployment and no end to fed rate hikes in sight. it seems to me as though, when one looks long term, fixed is the way to go. can i get some long term wise speculation on this issue?thanks againy
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