No. of Recommendations: 0
Dear Friends,

I need suggestions.

After receiving credit reports from all three agencies, I started to dispute the incorrect information. There were many and the funny thing is that the same account is reported very much differently by different agencies.

After a few weeks I have started to receive corrected reports from all of them. Lo and behold, each of them has corrected some of the inaccuracies but NOT A SINGLE item has been corrected by all three !

e.g. One report says that my dispute with bank X has been corrected but bank Y information remains unchanged. The second agency writes to me that they have corrected the information on bank Y but bank X information remains unchanged !!!!

What do I do now ? When I pointed out that the other agency said something else, I was told that the report of other agencies carries no weight!!!

The credit bureaus ask me to talk to the banks directly for any further correction and when I call the banks they ask me to protest to the credit bureaus !!


Thanks an advance
Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.