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fling writes (in part):

[M]y income for this year is abnormally high due to ISO's I exercised and sold cashlessly . . . .

I reply:

This isn't your question, but have you looked at AMT issues? Exercising stock options is a classic way to get bitten, and AMT can be an ugly surprise come tax time if you didn't see it coming. I don't know whether your situation triggers AMT or not, but I am suggesting that you look into it. --Bob
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