Follow the advice upthread. I'd also suggest, as motivation, sorting the posts on this board by rec count and reading a few dozen of the highest-rated posts on the board.http://boards.fool.com/credit-cards-and-consumer-debt-100145...This board has been a tremendous resource over the years, helping hundreds of people with both small and staggeringly large piles of debt. The hard realities of debt repayment and the joy of successfully achieving debt-free living can be found in the threads here.Some of my favorites include:ClimbingOut's sobering calculation:http://boards.fool.com/19334559-23041363.aspxBeing brutally honest with yourself is the first step, as mom4boys4 does here:http://boards.fool.com/here-it-is-my-major-cc-debt--25201493...reverbbrad's debt arc:http://boards.fool.com/a-debt-story-very-long-17712625.aspxmrbrolun's recipe for debt pay down:http://boards.fool.com/six-years-later-25257134.aspxAnd shirehobbit from beginning (Jan 2006)...http://boards.fool.com/intro-from-a-fool-of-a-took-23494063.......to end (October 2007):http://boards.fool.com/owes-not-any-man-25986719.aspxStand on the shoulders of the debt-slaying giants here. And never turn your back on your creditors.
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