Foolfad:Whether or not you take your money out of your mutual funds and invest it yourself depends upon several factors. If you're in an index fund and paying low fees, then you should probably just let it sit. As you probably know, mutual fund managers are hard put to beat their benchmarks. But if you're in a fund that's charging high fees and still not beating its benchmark, then you may want to think about moving your money elsewhere.I don't work for the Motley Fool, but I would strongly suggest a trial subscription to the Stock Advisor. They are an excellent source for learning the fundamentals of investing and they might even help you make a few dollars. I've been a member for a little over a year and I have to say that the 150 bucks or so that I spent was well worth it. I think you can get a free trial for a month; so what's to lose.F4
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