FoolNBlue asks, Intercst, how would you run your insurance company differently (assuming you want to remain solvent/earn a reasonable profit)? Granted the system has problems but I don't see anything wrong with offering an option... there is no coercion and those desperate won't be looking for an option but rather for actual insurance so it doesn't smack of predation to me.</snip>My problem with health insurance companies is the 25% to 30% overhead that this business model skims off the top versus the 2% to 3% for Medicare/Medicaid or the VA. Give everyone the option to buy into Medicare and let the insurance companies compete against that.intercst
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