Foolstreet, My losses from Jan 01, 2008 to present are (-18.41%). The numbers were way worse a couple months back, ~(-25%).The bulk of those losses are due to my own greedy and stupidity. (I was overweight the banksters, and I lost that bet big time.) 2008 was the first year ever I had negative returns. I won't be able to recover all of my losses this year, or likely even the next. But by the end of 2011, I should be even again. Charlie
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