No. of Recommendations: 4
{{For 15 years I always did well, though I wasn't a big earner, didn't have a lot of savings, but didn't have debt, until 3 years ago. It just hit me.}}

I think maybe it would help for you to reevaluate your defintion of doing well. If after 15 years you had not saved very much, I do not think you were doing well. It sounds like you were simply getting by.

{{Hmmm, what is the answer to debt problems? Hmmmmm. Boy, if I could answer that one.}}

Simply, it is to spend less than you make. It seems the key to figuring out why you chose to spend so much when you had a job that caused you not to save very much.


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