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For an old geyser like me,

Old Faithful is an old geyser...

perhaps you meant geezer 8-)

I don't usually comment on spelling, but loved this one. I would be an old geyser, since I blow my top on a regular basis. I got you meaning though. If you have a large chunk in your 401(k), then you probably really don't want to do a direct rollover - the taxes would kill you.

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