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for mawhinney:

Please try searching this board for the term "mortgage"; there are about 23 such messages now, including yours. The issue is fairly thoroughly hashed out there.

I carry no mortgage in retirement, but count the value of my house as part of the fixed income portion of my portfolio. Works for me; I sleep well. I wouldn't be willing to have all my assets in the stock market, even if I do miss out on some great gains.


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