for mawhinney:Please try searching this board for the term "mortgage"; there are about 23 such messages now, including yours. The issue is fairly thoroughly hashed out there.I carry no mortgage in retirement, but count the value of my house as part of the fixed income portion of my portfolio. Works for me; I sleep well. I wouldn't be willing to have all my assets in the stock market, even if I do miss out on some great gains.Regards,Chips
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