for mo, who asked "Also, can I make trades in my ira account without being taxed for any capital gains?" Yes, your capital gains and losses inside an IRA are not treated as capital gains and losses for tax purposes. Instead, when you make distributions from the IRA, all that money is taxed as ordinary income. So, in years when you make no distributions from your IRA, its investment results have no effect on your tax bills.Chips
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