For the record, I have not FA'ed any posts here.Riiiight.Here's the practical reality on this topic. Nearly all the posters here have a religious commitment to their financial philosophy. They're incapable of discussing alternatives in a civil way. When someone does introduce a different approach, hoot'n 'n hollerin' is the dominant response. Mocking, scorning, derision and attacking is the modus operandi of Rayvt, Mur-ray, intercst and nearly all others who can't TOLERATE a different approach, even to carefully and respectfully analyze it.There has been one--ONE!--countervailing response on this thread that was respectful. ALL the rest of you are sniggering, mewling, sarcastic, venomous supporters of your point of view, totally incapable of any other type of response.Then you complain when a response is dismissive, as mine has been.
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