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Forgot in last message - no know life/health problems. Just would like to retire sooner if possible.

BTW - the survivor benefits I'm referring to are at the 10 year vesting point. After 10 years in the system, if you die your beneficiary is paid 50% of current salary for life. Also, after 10 years if you become disabled, you can apply for disability under the system.
These are just added benefits I would have immediately since this purchase would give me about 14 years in the system.

Thanks again-
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